Atlanta mortgage insights
Local answers on financing a home in metro Atlanta
Quick answer
This blog answers the financing questions metro Atlanta buyers and homeowners actually ask, with Georgia-specific detail: how the 40 percent assessment and homestead exemptions change your payment, where down payment assistance works across counties, what builder incentives in McDonough really mean, when a north metro purchase crosses into jumbo territory, and how older intown homes are financed. Written by Alyson Foy, Loan Officer with Edge Home Finance, NMLS #448481. All financing is subject to credit approval and availability may vary.
Featured · Loan Programs
DSCR financing for investors in metro Atlanta
A DSCR loan is a rental property mortgage that qualifies the property, not your personal income. Instead of running your tax returns through a debt-to-income calculation, the lender looks at whether the rent the property generates covers it…
8 min read · Atlanta · Marietta · Smyrna
Neighborhood Guides
Buying in Henry County: Stockbridge and McDonough compared
Stockbridge and McDonough are both in Henry County on the south side of metro Atlanta, and they attract buyers for slightly different reasons. Stockbridge tends to d…
9 min read · Stockbridge · McDonough · Henry County
Market Insights
Metro Atlanta property taxes and homestead exemptions explained
In Georgia, property is assessed at 40 percent of fair market value, and millage rates from the county, the school district, and the city, when the home is inside ci…
7 min read · Fulton County · Cobb County · DeKalb County
Loan Programs
When a metro Atlanta purchase crosses into jumbo territory
A conforming loan is one that fits within the annual loan limit set for the county, and a jumbo loan is any amount above it. Metro Atlanta counties generally follow …
7 min read · Alpharetta · Sandy Springs · Johns Creek
Neighborhood Guides
Financing an older home in Decatur, Grant Park, or Marietta
Older homes in intown Atlanta, Decatur, and historic Marietta bring three financing considerations that newer construction does not: appraisal comparables can be thi…
8 min read · Decatur · Atlanta · Marietta
First-Time Buyers
Self-employed and 1099 mortgages in Georgia
Self-employed and 1099 borrowers in Georgia are usually qualified on net income after business deductions, not gross revenue, which is why a profitable business can …
8 min read · Atlanta · Alpharetta · Marietta
All loan scenarios are subject to credit approval, income and asset verification, and property eligibility. Program availability may vary and terms are subject to change. Nothing on this site is a commitment to lend, an offer of credit, or a rate quote. Consult Alyson for current options.
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